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SI Money Tracker for iPhone

Your paycheck, made into a plan

SI Money Tracker for iPhone puts what comes in and what goes out into one monthly plan, then runs three health checks and flags any card above 18 % APR to pay first.
Get $iMT · Coming soonSee the features
The Plan screen in the Desert theme, with sample data.
What $iMT does

One plan for your whole month

Type your bills the way you pay them, weekly to yearly. $iMT turns them into one monthly plan, shows its math, and keeps your full plan on your iPhone.
Features

Everything, grouped

01

Money

Your plan: income, expenses, assets and debts in four tabs. The monthly surplus and three health checks. Plus adds bank connection through Plaid.See Money features
02

SI Insights

Inside the app, SI Insights reads your plan and your spending and shows which categories ran over or under the plan.See SI Insights
03

Tutor

Ask money and math questions on your iPhone, by typing or with Voice input. Numbers come only from the app's own math.Tutor pricing
04

Calculator & tools

A forecast tool, records and the calculator style guide, right here on the site.Open the tools
05

Military & BAH

A free BAH calculator with 2026 rates, plus LES records. No account needed.Free BAH calculator
Theme showcase

Three themes, one app

Pick a theme and the display case switches. Every screen is a real capture from the launch build of the iPhone™ app on the free tier, with sample data. All three themes are free.
The Plan screen in the Desert theme, with sample data.
The Insights screen in the Desert theme, with sample data.The Tools screen in the Desert theme, with sample data.The Tutor screen in the Desert theme, with sample data.

Desert

Warm sand and cream for daylight reading.
The Plan screen in the Night Ops theme, with sample data.
The Insights screen in the Night Ops theme, with sample data.The Tools screen in the Night Ops theme, with sample data.The Tutor screen in the Night Ops theme, with sample data.

Night Ops

White phosphor on black for low light.
The Plan screen in the Forged Steel theme, with sample data.
The Insights screen in the Forged Steel theme, with sample data.The Tools screen in the Forged Steel theme, with sample data.The Tutor screen in the Forged Steel theme, with sample data.

Forged Steel

Cool steel grays with high contrast.
Free-tier captures. A lock marks items that need Plus. Tutor answers come from your own data on the phone.
Trailer

What is your worth?

A 53-second cut of The Ledger Parable, a short original parable about money and time. Nothing plays until you press play.
Pricing

Plain pricing

Free

$0Your budget is free, forever. Your plan, the monthly surplus, three health checks and Show the math. SI Insights, manual accounts, the calculators, BAH and COLA, lists, Values Reflection, every theme including Night Ops, plus export and account deletion. English and Spanish.

Plus

$9.99/month or $99.99/yearPlus connects it to your bank. Bank connection and sync through Plaid, refresh packs, the Equation Ledger and the Spending-Pattern Reference. The opt-in LES check (PDF from Files or camera scan). Stock insights: coming soon.Through Plaid: automatic import, balances and card details where your bank shares them. 7 days free when Apple says you're eligible.

Tutor

$24.99/month or $249.99/yearEverything in Plus, and the Tutor on your iPhone. Ask money and math questions on your iPhone. Answers show their math. Education, not advice.
Prices in US dollars (USD). Billed through the App Store to your Apple Account. Cancel anytime in Settings. Subscriptions renew each month or year until you cancel. Education, not advice.
Free tool

Free BAH calculator

Look up your Basic Allowance for Housing with 2026 rates. Free, on the web, no account.
Open the BAH calculator
FAQ

Questions

Is it on Android or the web?No. SI Money Tracker is designed for iPhone. There is no Android or web version.
What does the free budget include?Your plan with income, expenses, assets and debts, the monthly surplus, three health checks and Show the math, in English and Spanish.
What does Plus add?Bank connection through Plaid for U.S. banks, automatic import of this month's spending, and balances and card details where your bank shares them.
Where is my plan stored?Your full plan is stored on your iPhone and in your iPhone backups. The Trust pages say plainly which totals reach our server.
Is this financial advice?No. Education, not advice.
Support

Help and legal

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